Terms of Use

1. User Agreement

  1. This is an agreement between you and Fatech Team LTD. ("INeedNG"). This website and its related services are owned and operated by Fatech Team LTD. By signing up to use an account through ineed.ng, or any associated websites, APIs, or mobile applications (collectively the "ineed.ng Site"), you agree that you have read, understood, and accepted all of the terms and conditions contained in this Agreement.

  2. For all purposes, the English language version of this user agreement shall be the original, governing instrument. In the event of any conflict between the English language version of this user agreement and any subsequent translation into any other language, the English language version shall govern and control.

2. General

  1. We reserve the right to change these Terms at any time, in our sole discretion. Any such changes in respect of your use of the Services will take effect when posted on the Website. If you have supplied us with an email address, we will also notify you by email of changes to these Terms.

  2. It is your responsibility to read the Terms carefully on each occasion you use the Services. Your continuous use of the Services shall signify your acceptance to be bound by the current Terms.

  3. Failure or delay by ineedNG in enforcing or partially enforcing any provision of these Terms shall not be construed as a waiver of any rights.

3. Definitions

  1. All references to the ‘company,’ ‘us,’ ‘our,’ ‘we’ or ‘ineedNG’ ‘ineed.ng’ means Fatech Team LTD., a company registered under the laws of Nigeria (Fatech Team LTD)

  2. All references to ‘you,’ ‘your,’ or the ‘user’ mean the person or persons, using the Website and/or using the Services via the Website.

  3. All references to the Website shall include reference to all URL’s operated by ineedNG.

  4. Business Day means a day other than a public holiday, a Saturday or a Sunday.

  5. Communication includes communication by email.

4. Eligibility

  1. You hereby accept and acknowledge that you:

    • Are of legal age to agree to these Terms.

    • Have not previously been suspended or removed from using our Services.

  2. If you are using the Services on behalf of a legal entity, you further represent and warrant that;

    • The legal entity is duly organized and validly existing under the applicable laws of the jurisdiction of its organization, and

    • You are duly authorized by such legal entity to act on its behalf.

5. Jurisdiction, territorial limitations & severability

  1. These Terms and your use of the Website and Services shall be governed by and construed in accordance with the Nigerian Law. Any dispute arising in connection with these Terms or your use of the Website or Services will be resolved exclusively in the courts of Nigeria. Nothing in these Terms shall be deemed to affect your statutory rights under the Nigerian law.

  2. If any part of these Terms is held by any court of Nigerian to be invalid or unenforceable in whole or in part, the validity or enforceability of the other sections of these terms and conditions shall not be affected. Any headings contained in these Terms are for informational purposes only and are not enforceable provisions of these Terms.

6. Privacy notice & security

  1. We endeavour to take all reasonable steps to protect your personal information. However, we cannot guarantee the security of any data you disclose online. You accept the inherent security risks of providing information and dealing online over the Internet and will not hold us responsible for any breach of security unless this is due to our negligence.

  2. Please view our official privacy notice document: https://ineed.ng/privacy.

7. Assumption of risk, limitations on liability & indemnity

  1. You accept and acknowledge the various risks inherent to using ineedNG solutions (mobile, web, desktop, and all other ineedNG solutions) including but not limited to hardware failure, software issues, internet connection failure, malicious software, third party interference leading to access to your account and other user data. You accept and acknowledge that ineedNG will not be responsible for any communication failures, disruptions, errors, distortions or delays you may experience when using the Services, however caused.

  2. We will endeavor to verify the accuracy of any information on the Website but we make no representation or warranty of any kind, express or implied, statutory or otherwise, regarding the contents of the Website, information and functions made accessible through the Website, any hyperlinks to third party websites, or the security associated with the transmission of information through the Website or any website linked to by the Website.

  3. We will not be responsible or liable to you for any loss and take no responsibility for and will not be liable to you for any use of our Services, including but not limited to any losses, damages or claims arising from:

    • User error such as forgotten passwords, incorrectly constructed transactions, or mistyped Digital Currency addresses;
    • Server failure or data loss;
    • Chargebacks from users;
    • Unauthorized access to applications;
    • Any unauthorized third party activities, including without limitation the use of viruses, phishing, brute forcing or other means of attack against the Website or Services;

  4. We make no warranty that the Website or the server that makes it available, are free of viruses or errors, that its content is accurate, that it will be uninterrupted, or that defects will be corrected. We will not be responsible or liable to you for any loss of any kind, from action taken, or taken in reliance on material, or information, contained on the Website.

  5. Subject to 6.1 below, any and all indemnities, warranties, terms and conditions (whether express or implied) are hereby excluded to the fullest extent permitted under Nigerian law.

  6. We will not be liable, in contract, or tort (including, without limitation, negligence), other than where we have been fraudulent or made negligent misrepresentations.

  7. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraudulent misrepresentation, or any other liability which may not otherwise be limited or excluded under the Nigerian law.

8. Agreement to hold ineedNG harmless

  1. You agree to hold harmless ineedNG (and each of our officers, directors, members, employees, agents and affiliates) from any claim, demand, action, damage, loss, cost or expense, including without limitation reasonable legal fees, arising out or relating to:

    • Your use of, or conduct in connection with, our Services;
    • Any feedback or submissions you provide (see 19 below);
    • Your violation of these Terms; or
    • Violation of any rights of any other person or entity.

  2. If you are obligated to indemnify us, we will have the right, in our sole discretion, to control any action or proceeding (at our expense) and determine whether we wish to settle it.

9. No liability for third party services and content

  1. In using our Services, you may view content or utilize services provided by third parties, including links to web pages and services of such parties (“Third Party Content”). We do not control, endorse or adopt any Third-Party Content and will have no responsibility for Third Party Content including, without limitation, material that may be misleading, incomplete, erroneous, offensive, indecent or otherwise objectionable in your jurisdiction. In addition, your dealings or correspondence with such third parties are solely between you and the third parties. We are not responsible or liable for any loss or damage of any sort incurred as a result of any such dealings and you understand that your use of Third Party Content, and your interactions with third parties, is at your own risk.

  2. Any advertisement of your own website placed in any section of ineedNG such as your bio, offer terms or trade chat where buying or selling is conducted without ineedNG escrow is strictly prohibited. If you are a registered company, advertising your company name is allowed. It is allowed to share your website that is created solely for the buyer or seller to finish trade and that is tied to your ineedNG trade escrow. Such websites may not contain advertisements nor contacts to your services.

  3. Relationship. Nothing in these Terms is intended to nor shall create any partnership, joint venture, agency, consultancy or trusteeship, you and ineedNG being with respect to one another independent contractors.

  4. Accuracy of Information. You represent and warrant that any information you provide via the Services is accurate and complete. You accept and acknowledge that ineedNG is not responsible for any errors or omissions that you make in connection when using the website .

  5. Taxes. It is your responsibility to determine what, if any, taxes apply to the transactions for which you have submitted transaction details via the Services, and it is your responsibility to report and remit the correct tax to the appropriate tax authority. You agree that ineedNG is not responsible for determining whether taxes apply to your transactions or for collecting, reporting, withholding or remitting any taxes arising from any transactions.

10. Chargebacks

Merchants who accepts reversable payment options are doing this at their own risk as we do not provide support for this. The Merchant is fully responsible for his/her protection.

11. Termination or Account Suspension

Your account could be terminated or suspended if you do any of the following without prior warning;

  1. If you file for a dispute trying to defraud the other user

  2. If you are trying to hack the system or anything related to stealing data, data scrapping from the ineedNG platform

  3. If your account has been reported with evidence for fraud or if found using ineedNG for Illegal activities or for activities warned against in section 14 and 15.

  4. And anything in general which could damage the ineedNG brand or which could affect its users at large.

  5. If you are trying to share or advertise your personal or Company contacts via chats, creating requests and other related areas where you can add text on the site. Sharing personal contact information is highly prohibited. Personal contact information includes and not limited to; Facebook ID, Whats App phone number, skype ID, Telegram ID, Slack, Instagram ID, Twitter ID, Contact Mobile, Land Line or any social media ID.

12. Fees for using ineedNG services

All the fees for using the Ineed website has been stated here https://ineed.ng/fees.

13. Escrow Service

An escrow is a financial arrangement where a third party holds and regulates payment of the funds required for two parties involved in a given transaction. It helps make transactions more secure by keeping the payment in a secure escrow account which is only released when all of the terms of an agreement are met as overseen by the escrow company (INeedNg)
Using the ineedNG Escrow feature, you agree to the following;

  1. That you trust ineedNG to judge any dispute issue and make a conclusion which is final and cannot be settled in any Law Court.

  2. You would be willing to provide all documents as requested by the staff admin in charge of the dispute resolution if they are necessary for solving the dispute

  3. As a user, starting a new Escrow for funding means you have not just agreed to this document but also you have agreed to the terms laid down by the request poster. In terms of dispute resolution, the first document we shall refer to is the terms of trade as set by the user who created the request.

14. Discontinuance of services

We may, in our sole discretion and without cost to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services.

15. Suspension or termination of services

We may suspend or terminate your access to the Services in our sole discretion, immediately and without prior notice, and deactivate your account without cost to you, including, for instance, in the event that you breach any term of these Terms. In the event of termination, your access to funds will depend on the reason for termination. We hold the right to retain your funds if we have evidence of malicious behavior or failure to comply with the User Agreement.

16. Acceptable use

When accessing or using the Services, you agree that you will not commit any unlawful act, and that you are solely responsible for your conduct while using our Services. Without limiting the generality of the foregoing, you agree that you will not:

  1. Use our Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying our Services, or that could damage, disable, overburden or impair the functioning of our Services in any manner;

  2. Use our Services to pay for, support or otherwise engage in any illegal activities, including, but not limited to illegal gambling, fraud, money laundering, or terrorist activities;

  3. Use any robot, spider, crawler, scraper or other automated means or interface not provided by us to access our Services or to extract data;

  4. Use or attempt to use another user’s account without authorization;

  5. Attempt to circumvent any content filtering techniques we employ, or attempt to access any service or area of our Services that you are not authorized to access;

  6. Introduce to the Services any virus, Trojan, worms, logic bombs or other harmful material;

  7. Develop any third-party applications that interact with our Services without our prior written consent;

  8. Provide false, inaccurate, or misleading information; or

  9. Encourage or induce any third party to engage in any of the activities prohibited under this Section;

17. Intellectual property rights

  1. Unless otherwise indicated by us, all intellectual property rights in the Website and in any content provided in connection with our Services, are the property of ineedNG or our licensors or suppliers and are protected by applicable intellectual property laws. We do not give any implied licence for the use of the contents of the Website.

  2. You accept and acknowledge that the material and content contained within the Website is made available for your personal, lawful, non-commercial use only and that you may only use such material and content for the purpose of using the Website. You further acknowledge that any other use of content from the Website is strictly prohibited and you agree not to infringe or enable others to infringe our intellectual property rights.

  3. You agree to retain all copyright and other proprietary notices contained in the material and content within the Website on any copy you make of the material, but failing to do so shall not prejudice ineedNG’s intellectual property rights therein.

  4. You may not sell or modify the Website materials or reproduce, display, publicly perform, distribute or otherwise use the materials in any way for any public or commercial purpose. Your use of the materials on any other website or on a file-sharing or similar service for any purpose is prohibited.

  5. You may not copy any material or content contained on the Website or accessible through the Website without our written permission. Any rights not expressly granted herein to use the materials contained on the Website are reserved by ineedNG in full.

18. Feedback and user submissions

  1. ineedNG is always improving its services and the Website. If you have ideas or suggestions regarding improvements or additions to ineedNG’s Services or the Website, ineedNG would like to hear them; however, any submission will be subject to these Terms.

  2. Under no circumstances will any disclosure of any idea or feedback, or any related material to ineedNG or any of its subsidiaries, parents or affiliated companies, or any of their officers, directors, managers, members, shareholders, employees and agents, or any of their heirs, successors, representatives and assigns (each a ‘ineedNG Party’ and collectively, the ‘ineedNG Parties’) be subject to any obligation of confidentiality or expectation of compensation.

  3. You further accept that ineedNG may sub-licence any of the ineedNG Parties to use in any way any Work and material you have submitted.

  4. We have the right to remove any posting you may make to the Website, in our absolute discretion, without warning or reasons.

19. How to contact us

ineedNG offers 24/7 support through live chat on ineed.ng. You may also email support@ineed.ng

20. Force majeure

If by reason of any Force Majeure Event, either you or ineedNG is delayed or prevented from complying with any of these Terms, then such delay or non-compliance shall not be deemed to be a breach of these Terms and no loss or damage shall be claimed by you or ineedNG by reason thereof.

21. Nature of agreement

These Terms constitute the entire agreement between you and ineedNG with respect to the subject matter of these Terms and these Terms cancel and supersede any prior understandings and agreements between you and ineedNG as to that subject matter. You may not assign any of your rights or obligations under these Terms without our prior written consent.